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Property Finance, Tax & Investment
Article 62 of 74

Primary residence and investment property are not the same financial decision.

A home can provide lifestyle value that is not measured by rental yield. An investment property should usually be assessed more strictly on income, expenses, risk and exit strategy.

PROPERTY INSIGHT 62 Primary residence and investment property are not the same financial decision.

What to know

  • Separate personal affordability from investment return.
  • Model tax, vacancy and maintenance for a rental property.
  • Consider how easily the property can be sold if circumstances change.
  • Avoid relying only on expected capital growth to rescue weak cash flow.
Important Information

The information in Fabulous Homes Insights is provided for general property education and information. Property, tax, finance, sectional-title, rental, municipal and compliance matters can differ according to individual circumstances, contractual terms, scheme rules, municipal requirements and changes in law. Where necessary, readers should obtain advice from an appropriate attorney, conveyancer, tax practitioner, financial professional, property practitioner, engineer, inspector or other suitably qualified professional.

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